<p>You are given a <strong>0-indexed</strong> string <code>s</code> and a dictionary of words <code>dictionary</code>. You have to break <code>s</code> into one or more <strong>non-overlapping</strong> substrings such that each substring is present in <code>dictionary</code>. There may be some <strong>extra characters</strong> in <code>s</code> which are not present in any of the substrings.</p>
<p>Return <em>the <strong>minimum</strong> number of extra characters left over if you break up </em><code>s</code><em> optimally.</em></p>
<p> </p>
<p><strongclass="example">Example 1:</strong></p>
<pre>
<strong>Input:</strong> s = "leetscode", dictionary = ["leet","code","leetcode"]
<strong>Output:</strong> 1
<strong>Explanation:</strong> We can break s in two substrings: "leet" from index 0 to 3 and "code" from index 5 to 8. There is only 1 unused character (at index 4), so we return 1.
</pre>
<p><strongclass="example">Example 2:</strong></p>
<pre>
<strong>Input:</strong> s = "sayhelloworld", dictionary = ["hello","world"]
<strong>Output:</strong> 3
<strong>Explanation:</strong> We can break s in two substrings: "hello" from index 3 to 7 and "world" from index 8 to 12. The characters at indices 0, 1, 2 are not used in any substring and thus are considered as extra characters. Hence, we return 3.